Personal finance, finally one place

Where every dollar actually went — last month, this month, all year.

Link your banks, cards, and brokerages once. CashCaptain auto-categorizes every transaction, finds the subscriptions you forgot about, and shows your real cash flow in one dashboard you actually want to open.

Read-only bank access via Plaid · No credit card to try

cashcaptain.us / dashboard
Good morning, Warren
Dashboard
May 2026
Net worth
$148,420
+ $2,140
This month
$2,143
of $3,500
Subscriptions
$184/mo
11 active
Net worth · 12 months
+ $11,820
Top categories
  • Rent$1800
  • Groceries$412
  • Dining$285
  • Transit$95
Recent transactionsView all
  • T
    Trader Joe’s
    Groceries
    - $64.21
    Today
  • S
    Spotify
    Subscriptions
    - $10.99
    Today
  • A
    Acme Payroll
    Income
    + $3120.00
    Yesterday
  • U
    Uber
    Transit
    - $18.40
    Yesterday

Four things every money app should do. Most don't.

All accounts. One number.

Net worth ticks live as balances change. Cash, brokerage, mortgage, credit cards, crypto — every account in one running total.

  • N
    Netflix
    $22.99/mo
  • S
    Spotify
    $10.99/mo
  • i
    iCloud
    $9.99/mo
  • N
    NYT
    $4.00/mo

Subscriptions, surfaced.

CashCaptain spots recurring charges across every account, sorts them by annual cost, and tells you when prices change.

Groceries$412 / $600
Dining out$285 / $250
Transit$95 / $200

Budgets that survive real life.

Set monthly targets, roll unused dollars forward or zero out — your call. Live actuals update with each new transaction.

If merchant contains “starbucks”
Set category Coffee
Matched 47 past transactions.

Rules that teach themselves.

Tag a coffee as “Coffee” once. Every future Starbucks gets the same category, automatically. Visual rule builder for the edge cases.

Why we built CashCaptain.

Most money apps either hide the categorization (so you can't fix what's wrong) or sell your spending data on the side. We do neither.

Feature
CashCaptain
Typical app
Connect every account at once
Some
Read-only via Plaid
Categorize with your own rules
Limited
Split a transaction across categories
Rare
Free during beta
Subscription
Your data is not sold to advertisers

Connect an account in about two minutes.

We'll show you something useful before you're done with your coffee.

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